Get Bigger Loans for Your Business with Commercial Mortgages in Toronto
We connect businesses, investors, and developers with lenders for getting Commercial Mortgages in Toronto, the GTA, and across Ontario
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Commercial real estate financing sometimes requires more work than residential financing. Easy. Our in-house commercial specialists will take care of it all.
Get Advice From In-House Commercial Specialists
Looking for a team to help you know more about what commercial mortgages are? Look no further than OrionFinancial! Our expert professionals have years of experience working in commercial mortgages, providing our clients with suitable rates and terms for their unique financing needs.
Whether you are looking to buy commercial property, refinance an existing mortgage, or access funds to invest in your business, we are here to help.
Commercial real estate private mortgages sometimes require more work than residential financing. Our mortgage advisers can help you successfully navigate all the steps involved in commercial mortgages. From determining your financing needs and navigating through the paperwork process to securing competitive interest rates and terms for commercial mortgages, our team will be with you every step of the way.
What We Can Offer
And what you can get----
Benefits of Acquiring A Commercial Property
Commercial properties typically generate more income than residential properties, making them an attractive choice for investors and businesses seeking to maximize their profits.
Flexibility And Customization
Another advantage of commercial real estate is the flexibility and customization it offers. Whether you are looking for a commercial property to buy or rent, commercial real estate can be tailored to suit your needs and preferences.
Investing in commercial real estate provides long-term stability, as commercial properties tend to retain their value over time. This makes commercial properties a great choice for investors who want to protect their investments while achieving solid returns over time.
Access To Capital
Acquiring commercial property often gives you access to specialized financing options that are not typically available with residential properties. This can open up a world of opportunities, allowing you to finance larger projects or take on more risk when necessary in order to maximize your ROI.
Strong Commercial Real Estate Market
The commercial real estate market is currently very strong, with increasing demand and limited supply driving up property values. This makes commercial properties a great investment option for those looking to secure their financial future through real estate.
Commercial property often offers stable and predictable income. Whether you are looking for cash flow from rental properties or a steady stream of revenue from a commercial lease, commercial real estate can help you generate a consistent source of income over time.
Get To Know About
Commercial Mortgage Options You Can Try
Fixed Rate Loans
These commercial mortgages offer a set interest rate and payment terms over the duration of the loan. They can be a good choice for commercial property owners who want predictability and stability in their financing.
Variable Rate Loans
With these commercial mortgages, the interest rate may change based on market conditions or other factors. This type of commercial mortgage may offer lower rates in exchange for greater risk and is often used by commercial real estate investors looking to maximize returns.
Commercial properties that require large upfront investments, such as commercial office buildings or retail spaces, often take out balloon payment loans to finance construction or renovation projects. These loans have fixed interest rates but require a single, large repayment at the end of the loan term.
Risk-Based Capital (RBC) For Commercial Mortgages?
Commercial mortgages can be a great way to finance your commercial property projects, but it’s important to understand the risks involved. Risk-based capital is one of the key factors lenders take into account when assessing commercial mortgage applications, and refers to the amount of risk that commercial properties pose to a lender or investor.
This measure assesses the risk that commercial properties pose to a lender or investor, and can impact the interest rate and other terms of a commercial mortgage. At its core, RBC evaluates the financial stability and long-term viability of commercial properties based on factors such as cash flow, debt levels, property value, and market conditions.
As such, it is essential to carefully evaluate your commercial property before applying for commercial mortgages in order to ensure you are able to secure the financing you need.
Know What Others Are Saying
Had the best experience with Maksim and his staff. Everything was quick and easy. Maksim is well-connected and finds the best lending solutions for your needs. He follows up every step of the way to ensure you're not missing any deadlines. Definitely, someone who goes above and beyond! Thank you so much!
Hands down best mortgage service in the city. Maks and the team helped me with my closing and provided a variety of different lenders. No matter how complex your situation is, they can help get it done!! Looking forward to future support
I reached out to Maksim after being referred by a friend of mine. Maksim was great to work with! Got us a great rate and was there to answer questions along the way (house finances are stressful enough to deal with). Made the process quite a bit easier for us. We had a great experience the first time around, so we've now actually used him for 2 mortgages. I don't see a need to seek anyone else!