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Can I Get a Mortgage from a Private Lender?
When you’re in the market to purchase a new home or refinance an existing one in Toronto, securing a mortgage is typically one
Make Your Mortgage Work For You
ORION Financial is a Member of the Following Organizations
About Us
a modern-day mortgage brokerage
We are mortgage professionals who believe in the Power of Options and we transpire this approach in our business model. Allowing our clients to make an educated choice along with keeping their mortgage affordable is our top priority. With over 50 years of combined mortgage management experience, we find solutions to any mortgage request. At our Orion Financial mortgage lending company, we are dedicated to providing you with the options you need to make the right decisions for your financial future. Contact us today to learn more about how we can help you secure the right mortgage for your needs.
Award Winning
Finance categories winning more than 10 awards
Certified Company
Approved Finance company to provide loans
What We’re Offering
All Services
Purchase
Debt Consolidation
Renewal & Transfer
Bridge Loan
First-Time Home Buyer Plan
Commercial Mortgages
Purchase
Whether you are purchasing your new home or investment property, we are here to make it simple and smooth. We love helping First-Time buyers under the First-Time Home Buyers plan too!
Purchasing a home is the process of buying a house or other type of residential property. When you purchase a home, you are typically entering into a legal agreement with the seller, in which you agree to pay a certain amount of money in exchange for ownership of the property.
Debt Consolidation
Consolidate other debt payments into one to free up your cash flow and pay less interest.
Debt consolidation is a financial strategy that involves taking out a new loan to pay off several smaller debts. This can be a good option for people who are struggling to keep track of multiple debts, or who are paying high interest rates on their debts.
Renewal & Transfer
In 98% of the time, we were able to negotiate better renewal terms for our clients than what their existing lender had offered. Let that sink in. We can also transfer your mortgage to another lender for better terms during your current contract.
A mortgage is a loan that is used to purchase a property. When you take out a mortgage, you agree to pay back the loan over a certain period of time, typically 15 or 30 years.
Bridge Loan
Are you finally ready to purchase the home of your dreams but need short-term financing to make it happen? Review your options and find out how Bridge Financing can help you.
A bridge loan is a short-term loan used to bridge the gap between the purchase of a new property and the sale of an existing property. It is designed to provide temporary financial assistance while the borrower is waiting for their current property to sell.
First-Time Home Buyer Plan
We walk First-Time buyers with extra care and attention to detail. Your lawyer would explain all the credits and perks you get being a First-Time home buyer but we try to be resourceful too.
The First Time Home Buyer Plan (FTHB) is a program designed to help first-time homebuyers purchase a home by allowing them to withdraw up to $25,000 from their Registered Retirement Savings Plans (RRSPs) tax-free to use as a down payment on a home.
Commercial Mortgages
Commercial real estate financing sometimes requires more work than residential financing. Easy. Our in-house commercial specialists will take care of it all.
A commercial mortgage is a loan that is used to finance the purchase or refinance of a commercial property, such as an office building, shopping center, or industrial warehouse. Commercial mortgages are typically used by businesses and investors to purchase or improve income-producing properties.
What We’re Offering
All Loans Services
Purchase
Whether you are purchasing your new home or investment property, we are here to make it simple and smooth. We love helping First-Time buyers under the First-Time Home Buyers plan…
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Property Loan
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Get To Know About
Why Work With Us?
We Move Quickly
We offer same-day pre-approvals. You could get pre-approved within 60 minutes of the application submission.
It's Free to Apply
There's no fee to submit your application and receive your quote.
Personalized Experience
Your perfect mortgage exists. An assigned mortgage advisor will always be there to answer any of your questions.
Multiple Mortgage Options
We work on multiple options for you to choose from and will explain how they work.
The
ORION METHOD
Our Partnership with you is a Long-Term Commitment, and We Stand by you throughout Every Stage of the Journey
- Pre-Qualifying
- Mortgage Approval
- Funding
- Lifetime Client
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Pre-Qualifying
First, we collect all of the necessary documents and information that lenders are looking for. Then, we review them and find a solution that best fits your goals. The whole process is fully automated, but you can reach your mortgage at any time.
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Mortgage Approval
After discussing options with you, the application is submitted to our lender partner. They make sure everything is in order and issue a formal approval, noting any conditions we might still have to satisfy. The fastest approval we've obtained was within 27 minutes!
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Funding
We help you collect all necessary documents and finish your appraisal (if necessary), satisfying the lender's conditions for approval. We'll be in touch with your lawyer, or recommend one of our trusted partners, to ensure everything goes smoothly.
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Lifetime Client
Your mortgage advisor will always be available for you. Whether it's a question about your mortgage or just saying hello, we are happy to answer your call.
Customers Testimonials
Customers Testimonials
We have had the opportunity of working with Max on four different projects. All projects were unique in their own way and high on the difficulty scale. Max was successful in
Judith Benjamin
Rob and Maksim were amazing! They both helped me get my first mortgage which for someone who isn't familiar with that kind of stuff can be very scary, but they made the process super
Lauren Farrugia
I used these guys to get my first mortgage. I would like to note that all communications and services has been handled very professionally. The guy I was working with (Maks
Max Malovichko
Maksim is the best specialist and professional you can ever find and work with. Him and whole team is a gem! Would highly recommend to my closest list of friends and family.
Dana Nova
Got us a mortgage on our first place and then AGAIN a year later on our new place! Great experience. Max really helped me to understand the market, my risks and potential pay off of
Andrew InFig
10+ years of working experience
Our Benefits
Why Choose Us?
Provide your best loan services and our experience staff help you. Less document and fast approve process of passages. Also we are providing credit card facility to per day interest credit card lorem Ipsum available, but the majority have suffered.
Directly From the Blog
News & Articles
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As the competition for real-estate increases, more and more individuals are turning to alternative financing options. One popular option that’s gaining traction is
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Do Private Loans Affect Credit Scores?
If you’ve ever been through the process of securing a mortgage through a traditional financial institution, you know that your credit score can
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